"It's a New Day"
Our mission is to provide families and individual (s) with the tools and resources needed to enhance the development of skills to succeed in the economical, educational, spiritual arenas.
Learn more about what we do
Welcome to our website
Life brings us many challenges and sometimes we need someone to offer us a helping hand. You came to the right place if you need help looking to become a first time home-buyer.
You can schedule an online appointment today to speak with one of our Team members.
Please allow us to introduce you to our team of people who believe in community.
We are very passion about our agency, experiences and knowledge to share with others.
A counselor will discuss the homebuyer process with you step by step
Call us to discuss your housing option over a hot cup of coffee.
Rent -vs- Owning
First Am I Eligible?
You may qualify for an OHFA homebuyer program if you meet the criteria listed below: You must meet income and purchase price limits. You meet debt to income ratios for your loan type. You must meet credit score requirements. Credit score requirements may be higher for different loan types. Please check with your lender for specific requirements. Conventional, USDA and VA Loans: 640 or higher FHA Loans: 650 or higher The home will serve as your primary residence. You will occupy the property within 60 days of closing.
Frameworks or Power of Home
One-third of homeowners are unable to pay for an unexpected repair. In the custom version of Keep, you can gain access to a low-interest repair loan so you won't have to choose between fixing the roof or paying your mortgage. 53% of first-time homebuyers cited maintaining their home as the biggest challenge they faced in their first year. Things happen, but knowing what to do next can make all the difference. Checklists and helpful advice from our Home Expert can keep your home .in check.